Greater Pittsburgh Police Federal Credit Union Customer Identification Program(CIP) To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
The Greater Pittsburgh Police FCU will verify identity by obtaining a valid government-issued ID, with photo, such as a Pennsylvania driver’s license, passport, or police photo ID. Copies will be made and attached to your membership cards. Members who mail in their applications must provide a copy of the above mentioned photo ID. For corporations, partnerships or trusts, we will obtain such documents such as articles of incorporation, business licenses, partnership or trust agreements.
Your name, address and social security number will be compared to the information on your credit report.
If a member cannot be reasonably identified they will not be able to join the Credit Union until their identity can be verified.
All members are cross checked monthly through a program that complies with the Office of Foreign Asset Control(OFAC) rules and regulations.
|What does Pittsburgh Police Federal Credit Union do with your personal information?|
|Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|The types of personal information we collect and share depend on the product or service you have with us. This information can include:|
|Social Security Number and Income|
|Account Balances and Payment History|
|Credit History and Credit Scores|
|When you are no longer a member, we will not share your information except as permitted or required by law as described in this notice.|
|All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Pittsburgh Police Federal Credit Union chooses to share; and whether you can limit this sharing.|
Reasons we can share your personal information
Does GPP FCU share?
Can you limit this sharing?
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.||YES||NO|
|For our marketing purposes – To offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||NO|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||YES||NO|
|For our affiliates’ everyday business purposes -information about your credit worthiness||YES||YES|
|For our affiliates to market to you||YES||YES|
|For non-affiliates to market to you||NO||N/A|
|Who we are|
|Who is providing this notice?||Pittsburgh Police Federal Credit Union|
What we do
|How does Pittsburgh Police Federal Credit Union protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include physical safeguards such as
secured files and buildings and computer
safeguards. We also restrict access to personal
information to those colleagues who need to
know in order to provide services to our
|How does Pittsburgh Police Federal Credit Union collect my personal information?||We collect your personal information, for example when you:
We also collect your personal information from others, including credit bureaus, affiliates or other companies.
|Why can’t I limit all Sharing?||Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies. Pittsburgh Police Federal Credit Union has no affiliates.|
|Non-affiliates||Companies not related by common ownership or control. They can be financial and non financial companies. Pittsburgh Police Federal Credit Union does not share information with non-affiliates.|
|Joint Marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to you. Pittsburgh Police Federal Credit Union does not joint market.|
|Other Important Information|