Privacy Policy

Greater Pittsburgh Police Federal Credit Union Customer Identification Program(CIP) To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

The Greater Pittsburgh Police FCU will verify identity by obtaining a valid government-issued ID, with photo, such as a Pennsylvania driver’s license, passport, or police photo ID. Copies will be made and attached to your membership cards. Members who mail in their applications must provide a copy of the above mentioned photo ID. For corporations, partnerships or trusts, we will obtain such documents such as articles of incorporation, business licenses, partnership or trust agreements.

Your name, address and social security number will be compared to the information on your credit report.

If a member cannot be reasonably identified they will not be able to join the Credit Union until their identity can be verified.

All members are cross checked monthly through a program that complies with the Office of Foreign Asset Control(OFAC) rules and regulations.

Greater Pittsburgh Police Federal Credit Union Privacy Policy Statement

FACTS

What does Pittsburgh Police Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security Number and Income
Account Balances and Payment History
Credit History and Credit Scores
When you are no longer a member, we will not share your information except as permitted or required by law as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Pittsburgh Police Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does GPP FCU share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes – To offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes – information about your transactions and experiences YES NO
For our affiliates’ everyday business purposes -information about your credit worthiness YES YES
For our affiliates to market to you YES YES
For non-affiliates to market to you NO N/A
Who we are
Who is providing this notice? Pittsburgh Police Federal Credit Union
     
     

What we do

 
How does Pittsburgh Police Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include physical safeguards such as

secured files and buildings and computer

safeguards. We also restrict access to personal

information to those colleagues who need to

know in order to provide services to our

members.

How does Pittsburgh Police Federal Credit Union collect my personal information? We collect your personal information, for example when you:

  • Open an account or apply for a loan Apply for a credit union product or service.
  • Visit our website, provide us with information on any online application or transaction,or information that you send us via email.

We also collect your personal information from others, including credit bureaus, affiliates or other companies.

Why can’t I limit all Sharing? Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Pittsburgh Police Federal Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non financial companies. Pittsburgh Police Federal Credit Union does not share information with non-affiliates.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Pittsburgh Police Federal Credit Union does not joint market.
Other Important Information
This notice applies to individual consumers or former customers. This notice replaces all previous notices of our consumer privacy policy, and may be amended at any time. We will keep you informed of changes or amendments as required by law.

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