This is a summary of the Fees and Charges that may apply to your account.
| Type | Fee | Notes |
|---|---|---|
| Share Savings Account Fees | ||
| Dormant (Inactive) Account | $5.00 | A fee of $5.00 per year will be charged to the account when a member does not have activity on the account for 18 months. |
| Share Draft Checking Account Fees | To Qualify: You must be an existing member in good standing with a Regular Share Account balance of at least $5.00. |
|
| Monthly Service Charge | None | |
| Overdraft / NSF Fee | $15.00 | |
| Overdraft Transfer | $5.00 | When a member does not have enough money in their share draft (checking) account, available funds will automatically transfer from the share savings to the share draft checking. |
| Deposit / Payment Returned | $10.00 | |
| Minimum Balance | None | |
| Dividends | None | |
| First Box of Checks | Free | |
| Debit Card | Free | |
| Stop Payment | $15.00 | |
| Copy Check Fee | $2.00 | Free in Home Banking |
| Bill Payment / E-Statements | Free | |
| Cashier's Check | $5.00 | |
| Garnishment Fee | $100.00 | Per Occurance |
| Balance below Share Membership | up to $5 | When balance falls below membership fee of $5 and is not restored within 30 days |