Schedule of Fees and Charges

This is a summary of the Fees and Charges that may apply to your account.

TypeFeeNotes
Share Savings Account Fees
Dormant (Inactive) Account$5.00A fee of $5.00 per year will be charged to the account when a member does not have activity on the account for 18 months.
Share Draft Checking Account FeesTo Qualify:
You must be an existing member in good standing with a Regular Share Account balance of at least $5.00.
Monthly Service ChargeNone
Overdraft / NSF Fee$15.00
Overdraft Transfer$5.00When a member does not have enough money in their share draft (checking) account, available funds will automatically transfer from the share savings to the share draft checking.
Deposit / Payment Returned$10.00
Minimum BalanceNone
DividendsNone
First Box of ChecksFree
Debit CardFree
Stop Payment$15.00
Copy Check Fee$2.00Free in Home Banking
Bill Payment / E-StatementsFree
Cashier's Check$5.00
Garnishment Fee$100.00Per Occurance
Balance below Share Membershipup to $5When balance falls below membership fee of $5 and is not restored within 30 days

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